Purchasing life insurance is one of the most important financial moves you can make. A life insurance policy can provide financial protection for your family when the unthinkable happens. When you work with an independent agent, you can get the protection your family needs for less.

It is important to understand the different policy types, to ensure you get the coverage you need at a price that fits your budget.

• Whole Life Insurance, also known as permanent insurance, offers lifelong protection and can accumulate cash value, which may be borrowed against.
• Term life insurance is in place for a set amount of time. This type of policy is typically less expensive but can provide your family with financial protection when it is most at risk, such as when you have a mortgage to pay and dependents relying on your income. Term life policies are usually offered in 10, 20, & 30 year term periods.
• There are also other policy options available, such as Child Life insurance policies which provide financial aid to cover costs associated with the death of a child. Other policy options include Mortgage Protection, Accidental Death, Critical Illness, Long-term Care Policies, Final Expense Coverage, and Disability Insurance.

To ensure you get the right type of policy at the most affordable rate, discuss your situation with one of our independent agents. One quick phone call to us will provide you with quotes from multiple carriers, while allowing you the convenience & personal attention you deserve. Our experienced professionals will help you evaluate your options so that you can make an informed decision.